UnionBank · points
UnionBank PlayEveryday
10x points dining & Grab
10x rewards on dining + Grab
Best for dining + ride-hail rewards
- 10x points on dining + Grab
- Points convert to airline miles
- Strong rewards multiplier
₱2,500/year
Compare credit cards in the Philippines
BPI, BDO, UnionBank, Security Bank, Metrobank, RCBC — filter by reward type, spend category, annual fee, and issuing bank.
Showing 6 of 6 cards
Security Bank · cashback
Security Bank Complete Cashback
5% online shopping
5% online shopping cashback
Best for online shoppers
- 5% cashback on online shopping
- 0.25% on all other spend
- Auto cashback — no redemption needed
₱1,875/year
Metrobank · points
Metrobank Rewards Plus
1 pt / ₱20 spend
1 point per ₱20 spend
Best all-around rewards
- Points on every purchase
- Redeem for flights or vouchers
- Strong travel partner network
₱2,500/year
BPI · cashback
BPI Amore Cashback
3% on groceries
3% groceries · 0.3% everything
Best for grocery cashback
- 3% cashback on groceries
- No annual fee first year
- 0.3% on all other spend
₱1,500/year · waived year 1
BDO · cashback
BDO Shopmore
3% on dept stores + online
3% online + department stores
Best for BDO clients
- 3% on online + department stores
- No annual fee first year
- Huge BDO merchant network
₱1,500/year · waived year 1
RCBC · cashback
RCBC Hexagon
No annual fee
0.5% on everything
No AF forever · 0.5% cashback
Best first credit card
- No annual fee, ever
- 0.5% cashback on all spend
- Low income requirement
No annual fee