Philippines Income Tax Calculator 2026
See your monthly take-home pay after all deductions.
Step 1, Your salary
Your basic monthly pay before tax and government deductions.
How it works
Philippine income tax in 2026
Under the TRAIN Law (RA 10963), annual taxable compensation of ₱250,000 or less falls in the zero-rate bracket. For higher earners, the tax is progressive, you only pay the higher percentage on the portion of income above each bracket threshold, not on the whole amount.
On top of income tax, your employer also deducts SSS (5% of your salary credit), PhilHealth (2.5% employee share of a 5% premium), and Pag-IBIG (capped at ₱200/month for most workers). We compute these first, then apply the tax brackets to what’s left.
Sources: BIR income tax, SSS schedules, and PhilHealth premium advisory. Estimate excludes special payroll exemptions and adjustments.